Live now Call us now 60 seconds · No credit pull
Live advisors · 9–9 ET

America's
Favorite
Small Business
Capital.

One call. A real advisor. A decision in minutes — and funding the same day.

No credit pull Up to $750,000 Same-day funding $20B+ funded
Approved
$240,000
Wire sent · 2:14 PM
9:41
🔇 Tap for sound
Mariner Co AI CFO
Picks up instantly
24/7 · zero hold · humans confirm
G4.9★★★★★500+ reviews BBBACCREDITED · A+ 20,000+businesses funded $20B+through our network
Same-day fundingNo hard credit pullUp to $750,000All 50 statesReal human underwriters$20B+ funded through our network20,000+ businesses helpedOne call, clear terms

Capital that moves at your speed

Small businesses first — no matter what. Fast, flexible working capital, the same process behind 20,000+ funded businesses. You're in good hands.

$750k
same day
Auto repair shop owner in his bay

“Fixed the lift, hired two techs, back to work — one call.”

Owner · Auto repair shop
01
9:41
camden 123
Step 1 of 3 · Live call
Mariner Co AI CFO
On the line · 00:47
“Based on your revenue, you're pre-approved for $85,000.”
Won't affect your credit · picks up instantly
Step 160 seconds

Call our AI CFO

Picks up instantly — 24/7, zero hold. Tell it your numbers and it runs your pre-approval on the spot. No forms. No credit pull.

Powered by Mariner Co AI · ✆ (629) 600-1282
02
9:41
camden 23
Step 2 of 3 · Confirmed
Your terms, confirmed.
Pre-approved on your call · $85,000
Amount$85,000
Monthly revenue$70,000
Time in business3 years
MR
Marcus · your advisor
Reviewing with a live underwriter · calls you back in minutes
A real human signs off on every file
Step 2< 5 min

A human confirms your terms

Your pre-approval goes straight to a real underwriter, and your dedicated advisor calls back with final terms. No algorithm decides alone.

Powered by humans + AI
03
9:41
camden
Funded
APPROVED
You're in. Your wire is on the way.
Funds land in your business checking before close of business today.
Wire sent · today at 3:02 PM
Your advisor's direct line stays open
Step 3Same day

Funded same day

E-sign your offer and we wire the funds to your business checking before close of business. Your advisor stays one call away.

Includes: your advisor's direct line

As featured in

Investopedia MarketBeat GOBankingRates FOXBUSINESS Inc. Entrepreneur

Funding the businesses America runs on, coast to coast

Funding American small businesses, coast to coast
$0B+

Small businesses first — no matter what. One call, and you're in good hands.

Chef-owner at the pass
Auto shop owner
Owner-operator and his rig
0+
Businesses helped
Same-day
Wires before close
50 states
Coast to coast
Use it for

Whatever the business
needs next.

Payroll

Cover the crew through slow weeks and big pushes.

Equipment

Replace it the day it breaks — not next quarter.

Inventory

Buy deep for the season while prices are right.

Expansion

Second location, longer lease, bigger contracts.

Cash-flow gaps

Bridge slow receivables without blinking.

Opportunity

When the deal shows up, say yes the same day.

Security

Bank-grade security.
Small-business speed.

The security of a financial institution, without the committees, the branch hours, or the paperwork.

Bank-level encryption

Your information is encrypted in transit and at rest. Always.

Read-only verification

Revenue checks never touch your account. We look, we never move a dollar.

No hard credit pull

Qualifying never dings your score. Your credit stays exactly where it is.

Your data stays yours

Never sold. Never shared for marketing. Used once, for your file only.

Our promise

Straight answers. Clear terms.

Every option on the table, side by side. You choose — we never push. The terms you hear are the terms you sign.

The bigger picture, not just a score Clear terms before you sign No hidden agendas
Industries

Capital to keep your
 
growing

Real funding for the industries that keep America running.

Reviews

Owners keep
saying it.

★★★★★G

No runaround, no fine print games. The terms they said on the phone were the terms I signed.

Carlos M.Verified · Restaurant
★★★★★G

They asked about my business, not just my score. First time a funding company felt human.

Dana W.Verified · Salon owner
★★★★★G

Called at 9, had my number by 9:15, money hit Thursday. Never seen anything move like this.

Mike R.Verified · Contractor
★★★★★G

60 seconds to qualify is real. I timed it. 58 seconds.

Sam H.Verified · Cafe owner
★★★★★G

Second time using them. Same advisor picked up. That alone is worth it.

Angela T.Verified · Trucking
★★★★★G

The advisor walked me out of a bigger amount than I asked for because it fit better. Honest people.

Rob D.Verified · Landscaping
G4.9★★★★★from 500+ reviews
The Mariner Co promise

Three things we
will always do.

01
A human answers.

Every call ends with a real person who knows your file — never a phone tree.

02
Terms before you sign.

Every number, every date, in writing, before any commitment. No surprises, ever.

03
Funded before close of business.

Approved and signed by the afternoon means money in the account by the evening.

Why Mariner Co

We're not a bank.
That's the point.

The bank
Mariner Co
Decision time
Weeks of committees
Minutes on the phone
What counts
Your credit score
Your whole business
Collateral
Required, appraised, held
Revenue-based options
Paperwork
Stacks of it
One conversation
Hours
Branch hours
9–9 ET, real humans

Call our AI CFO.
Get approved now.

No paperwork No waiting No pressure
Call (629) 600-1282

Picks up instantly · 24/7 · a human confirms every file